Good morning Patty and everyone! Happy Xmas and Merry Channukah!! I am sitting down at my computer, grateful to post of my intent to remain OP....in the past, the holidays have provided an excuse to get so far off track, I couldn't even see the track...but not this year.....today and always, my goal is balance...and planning ahead, like you did, Patty, really helps. I really want to concentrate on appreciating the joys of the season and after a time of challenge for our family during the last year, I just want to savor the blessings. Have a wonderful day, everyone. Maajida